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The OFT closed on 31 March 2014 and this website is no longer being updated. The OFT's work and responsibilities have passed to a number of different bodies. Read more.

Irresponsible lending – OFT guidance for creditors (updated February 2011)

This guidance provides greater clarity for businesses and consumer representatives as to the business practices that the OFT considers may constitute irresponsible lending practices for the purposes of section 25(2B) of the Consumer Credit Act 1974.

Publication Ref: oft1107

Irresponsible lending - OFT guidance for creditors (pdf 785 kb)

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