Who is responsible for paying what under the care and support funding reforms?

For the reforms to be fair, there are clear responsibilities for the State and for individuals.

Individuals will be responsible for:

  • their care costs up to the cap if they can afford it
  • any top-up they spend on care
  • any support that is not in the social care package, such as cleaners and gardeners employed by the individual
  • a contribution to general living cost in residential care, if they can afford it

The State will be responsible for:

  • reasonable care costs once an individual reaches the cap
  • financial support to those with less than the upper capital limit for care and/or general living costs
  • people’s care costs, where they have less than £14,250 (indexed) and do not have enough income to cover their care costs, as in the system now.


In Frequently asked questions

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