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Tuesday, 16 October 2012

Changes to the planned increase in State Pension age

  • Published: Tuesday, 29 November 2011

In his Autumn Statement, on 29 November 2011, the Chancellor announced that the State Pension age will now increase to 67 between 2026 and 2028. The government said it took this decision because of increasing life expectancy, to help manage the cost of State Pensions. If you were born in the 1960s, find out how you could be affected.

Changes to State Pension age

Under current legislation, State Pension age is planned to increase to:

  • 66 between November 2018 and October 2020
  • 67 between 2034 and 2036
  • 68 between 2044 and 2046

The government has announced that the increase to 67 will now take place between 2026 and 2028.

This change to the timetable is not yet law and will require the approval of Parliament.

Who is affected by the announcement?

This will mean that people born after 5 April 1961 but before 6 April 1969 will have a State Pension age of 67.

People born after 5 April 1960 but before 6 April 1961 will reach State Pension age between 66 and 67 as shown in the table below.

Date of birth

Approximate State Pension age

6 April 1960 to 5 May 1960

66 years and 1 month

6 May 1960 to 5 June 1960

66 years and 2 months

6 June 1960 to 5 July 1960

66 years and 3 months

6 July 1960 to 5 August 1960

66 years and 4 months

6 August 1960 to 5 September 1960

66 years and 5 months

6 September 1960 to 5 October 1960

66 years and 6 months

6 October 1960 to 5 November 1960

66 years and 7 months

6 November 1960 to 5 December 1960

66 years and 8 months

6 December 1960 to 5 January 1961

66 years and 9 months

6 January 1961 to 5 February 1961

66 years and 10 months

6 February 1961 to 5 March 1961

66 years and 11 months

6 March 1961 to 5 April 1969

67 years

Under the Pensions Act 2007, people born after 5 April 1969 but before 6 April 1977 already have a State Pension age of 67. For people born after 5 April 1968 but before 6 April 1969, their State Pension age would have been between 66 and 67. Under the announcement these people will now have a State Pension age of 67.

Changes to State Pension age beyond 67

State Pension age is planned to start to increase to 68 from 2044 and this would affect anyone born after 5 April 1977.

The government is considering how the State Pension age could better reflect changes in life expectancy in the future. This is likely to mean that the existing timetable to increase State Pension age to 68 will be revised.

Pension age calculator

You can use the State Pension age calculator to work out your State Pension age. However, the State Pension age calculator will tell you when you will reach State Pension age under the current law and does not take account of the recent announcement to bring forward the increase to 67.

More information

There is information available on pensions planning, Pension Credit, and on tax and financial support during retirement in the Pensions and retirement planning section of Directgov.

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