HM Treasury

Financial services

Initiatives to expand the free ATM network to help combat financial inclusion - Working Group report launched

13 December 2006

Free-of-charge access to cash can make an important contribution to promoting financial inclusion. Residents of low-income communities are likely to be among the least well able to afford charges at pay-to-use cash machines. Because cash withdrawn from an ATM (Automatic Teller Machine) is often spent in the local area, free cash machines can help to sustain local business, local economies and therefore local communities.

In December 2006 the ATM Working Group established at the instigation of HM Treasury and under the chairmanship of John McFall MP, Chair of the Treasury Select Committee, announced arrangements to contribute to financial inclusion by encouraging the deployment of new free cash machines in lower-income communities. A number of banks and other ATM deployers are interested in working with Local Authorities and local community leaders to find sites for free ATMs in these areas. The Working Group report contains details of target communities currently without access to free cash machines, examples of successful initiatives in such communities and useful contact details.

The document is available in Adobe Acrobat Portable Document Format (PDF). If you do not have Adobe Acrobat installed on your computer you can download the software free of charge from the Adobe website. For alternative ways to read PDF documents and further information on website accessibility visit the HM Treasury accessibility page. Please note: this file is large and so may take several minutes to download depending on your network connection.

Media file

PDF file of the ATM Working Group´s full report (3.02MB)

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