Real help for you to get onto the property ladder

Real help for you to keep your home

Real help for you to keep your home

If you are worried about keeping up with your mortgage repayments help is available. You must get advice as soon as possible. Talk to your lender - they have agreed that repossession will always be a last resort and should discuss alternative payment arrangements with you. Once you have spoken to your lender, you may want to contact an independent advice agency for help. You may also wish to consider the mortgage assistance schemes available.

Real help for you to keep your home

Mortgage assistance schemes and other help

If you are receiving income-related benefit such as Jobseeker's Allowance

Mortgages less then £200k

You may be entitled to Support for Mortgage Interest as part of your benefit.

If your household's income has dropped unexpectedly

Mortgages less than £400k

You may be able to get help from Homeowners Mortgage Support. It could help you reduce the monthly interest payments on your mortgage for a fixed time.


If you are in serious difficulties and will become homeless if you are repossessed

Mortgage Rescue Scheme

The Mortgage Rescue Scheme is for vulnerable families, like the elderly, disabled or those with children.

If your lender has looked at all other options but you are still facing repossession

Find out what you can do, who to contact and who can help

Find out what you can do, who to contact and who can help.

Free help in the courts

Free help in the courts

If you have to attend court you can access free legal advice from the majority of county courts through housing court desk schemes. Almost 85% of people using this help avoid immediate repossession.

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