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Personal pensions

Where a non-ONS source is indicated, the link leads to an external website.

Administrative records - HM Revenue & Customs (HMRC)

Personal pension providers are required to submit statistical reports to HMRC with their claims for tax relief.

The reports relate to all personal (including stakeholder) pensions; there is no comparable source of information on occupational pensions as tax relief is given at source.

Annual survey of hours and earnings (ASHE) - Office for National Statistics (ONS)

The ASHE provides information about the level, distribution and make-up of earnings and hours paid for employees by industry, occupation and region.

It is based on a 1% of individuals with National Insurance numbers in the UK. The ASHE pensions tables replace previous pensions analysis from the new earnings survey.

The tables contain membership breakdowns by scheme type, age, sex, contribution rate, industry, occupation, size of company and contracted-out status.

British Household Panel Survey (BHPS) - Institute for Social and Economic Research (ISER)

The BHPS is an annual survey consisting of a nationally representative sample of households recruited in 1991.

Extension samples for Scotland and Wales were added to the main BHPS sample in 1999 to enable independent analysis of each country.

In 2001 an extension sample was added for Northern Ireland.

The total sample size for the BHPS including the extension samples is now around 10,000 households across the UK.

The BHPS contains longitudinal data for private pension scheme membership and retirement income.

Employers' pension provision survey (EPP) - Department for Work and Pensions (DWP)

The EPP is a telephone survey of a representative sample of around 2,000 private sector employers in Great Britain.

The main objectives of the survey are to monitor the extent and nature of pension provision among private sector employing organisations.

English Longitudinal Study of Ageing (ELSA) - Institute for Fiscal Studies (IFS)

The ELSA survey sample is drawn from a representative sample of respondents to the Health Survey for England (HSE) aged 50 and over.

The work and pensions module collects employment details, job characteristics, earnings, occupational pension contributions or receipts, and retirement decisions from each member of the ELSA sample.

The survey collects sufficient information to establish individual pension contributions and pension rights for those not currently drawing pensions and to determine how these will change with employment or retirement decisions.

For those wishing to study pension rights in detail, separate data sets at pension-scheme level have been produced.

Effects of taxes and benefits on household income - Office for National Statistics (ONS)

Based on an analysis of data from the living costs and food survey (LCF), this annual series examines how taxes and benefits redistribute income between various groups of households, including retired households in the UK.

Family resources survey (FRS) - Department for Work and Pensions (DWP)

The FRS is a continuous survey of around 29,000 private UK households and collects information on both the receipt of pension income and whether contributions are currently being made (both occupational and personal pensions).

It contains information about the profile of scheme membership and information broken down by sex, age and employment status.

For occupational pensions, the FRS contains information on length of membership, whether the scheme is contributory, whether additional voluntary contributions are being paid (and in what form) and what has happened to earlier accrued rights.

For personal pensions, it contains information on how many personal pensions are held (currently), when they were taken out, if they are contracted out, who pays in and how much was contributed by the individual.

Family spending - a report on the living costs and food survey - Office for National Statistics (ONS)

Comprehensive overview of all aspects of household expenditure and income, including that of retired households, derived from the living costs and food survey (LCF).

Government Actuary's Department (GAD) Tables - HM Revenue & Customs (HMRC)

GAD produces tables of annuity rates, on behalf of HMRC, which are used to calculate the maximum income that may be withdrawn from unsecured pension funds and, alternatively, secured pension funds (otherwise known as income drawdown or income withdrawal).

General lifestyle survey (GLF) - Office for National Statistics (ONS)

The GLF is an inter-departmental survey carried out by the ONS collecting information on a range of topics from people living in around 13,000 private households in Great Britain.

Results from the GLF include data on membership of personal and occupational pension schemes by various social characteristics (age, sex, employment, earnings levels, socio-economic classification, industry and size of establishment).

Households below average income (HBAI) - Department for Work and Pensions (DWP)

Based on an analysis of the family resources survey (FRS), the HBAI series presents information on living standards of pensioners as determined by their disposable income in a given year, changes in income patterns over time and income mobility.

Living costs and food survey (LCF) - Office for National Statistics (ONS) and Department for Environment, Food and Rural Affairs (Defra)

The LCF is a continuous survey of household expenditure, food consumption and income based on a sample of around 6,000 private households in the UK.

The LCF (formerly known as the expenditure and food survey, EFS) began in 2001, taking over from the family expenditure survey (FES) and the national food survey.

It includes details of the expenditure of households in receipt of pensions.

MQ5 business inquiry: insurance companies, pension funds and trusts investments - Office for National Statistics (ONS)

MQ5 is a quarterly ONS publication containing information on the activities of insurance companies, self-administered pension funds, investment trusts, unit trusts and property unit trusts.

The estimates are derived from statistical enquiries to these financial institutions.

Pensioners' income series - Department of Work and Pensions (DWP)

Contains estimates of the level and sources of pensioners' incomes, based on 2 household surveys: the family resources survey (FRS) and the living costs and food survey (LCF).

Pensions Commission reports - UK Web Archive

The Pensions Commission was an independent body set up in 2002 to keep under review the regime for UK private pensions and long-term savings.

A thorough and detailed analysis of existing pensions data was undertaken during the review and can be accessed through the archived reports.

Rates and allowances for pensions - HM Revenue and Customs (HMRC)

UK Data Archive

Data deposit for various pensions-related social surveys including the BHPS, LCF, ELSA, FRS and GLF.


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