For the reforms to be fair, there are clear responsibilities for the State and for individuals.
Individuals will be responsible for:
- their care costs up to the cap if they can afford it
- any top-up they spend on care
- any support that is not in the social care package, such as cleaners and gardeners employed by the individual
- a contribution to general living cost in residential care, if they can afford it
The State will be responsible for:
- reasonable care costs once an individual reaches the cap
- financial support to those with less than the upper capital limit for care and/or general living costs
- people’s care costs, where they have less than £14,250 (indexed) and do not have enough income to cover their care costs, as in the system now.