This section contains information on how a county court judgment can affect your credit status and what you should do.
If a county court has ordered you to pay an amount of money (called 'having judgment entered against you'), details of the judgment will usually be entered on the Register of county court judgments (called 'registration').
If the debt is paid within one month of the judgment the registration can be cancelled. If the debt is paid after one month, it is possible to apply for the entry in the Register to be marked as ‘satisfied'. Applications to cancel registration or have the entry marked as satisfied must be made to the county court and must be accompanied by proof and payment of a small fee.
Most entries stay on the Register for six full years.
Organisations such as banks, building societies and credit companies use the information on the Register when someone applies for credit such as a loan or overdraft. It helps them decide whether or not that person would be able to pay off the credit.
Registered judgments - what does it mean? (Leaflet EX320)
Paying my judgment - what do I do? (Leaflet EX20)
I cannot pay my judgment - what do I do? (Leaflet EX326)