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Information provided applies to England & Wales

Money and tax

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Banking

Your rights when you use bank services, including accounts, charges, and electronic banking.

Bankruptcy

A way of dealing with debts you cannot pay. Includes what happens when you file your own petition or when you are made bankrupt.

Building societies

Information about the services you can get from building societies.

Capital gains tax

The rules about paying tax when you sell something like shares, antiques, land and buildings.

Consumer credit

Your rights if you borrow money or buy goods using a credit agreement. Also includes hire purchase and other agreements, where you do not own the goods until you have made all the payments.

Corporation tax

The rules about companies in England and Wales having to pay tax on their profits.

Council tax

The rules about paying council tax, which replaced the community charge (poll tax). Includes how your property is valued and who is entitled to discounts and exemptions.

Credit

Your rights when borrowing money or buying goods through a loan or credit arrangement.

Credit cards

Your rights when buying goods or borrowing money using a credit card or store card.

Debt

How to deal with your debts. Includes how to deal with court procedures.

Debt collection

What to do if your creditor takes action against you. Includes debt collection agencies, court action and bailiffs.

Income tax

The rules about paying tax on your income. Information about pay as you earn schemes and tax assessment, returns, and allowances.

Inheritance tax

The rules about paying tax on a person's estate (the value of what someone owns) after their death.

Insurance

Information about the different types of insurance you can get and what to do when you have a problem with your insurance company.

Investment and unit trusts

Information about investments and the types of funds you can get.

Investor protection

Your rights to protection from being misled or misadvised when you make an investment.

Landfill tax

The rules about tax on waste disposed of at licensed landfill sites in the UK.

Loans

Your rights when borrowing money from a bank, building society, loan company, debt consolidation company, or other business.

National insurance

The rules about what national insurance contributions you have to pay.

Pensions

Occupational pensions from your employer, your personal pension and the stakeholder pension scheme. For state retirement pensions see 'retirement pensions'.

Savings and Investments

Information about the different types of savings and investments you can get.Your rights to protection from being misadvised when you make an investment.

Savings plans

Information about investing in savings plans and the different types of savings plans you can get. Includes individual savings accounts (ISAs) that have replaced PEPs and TESSAs.

Shares

Includes how to buy and sell shares and what you should think about before you invest.

Stamp duty

The rules about when you have to pay tax on documents to do with a sale of property or shares.

Tax

The tax system in England and Wales and how it affects you.

VAT

The rules about when you have to pay Value Added Tax on goods and services

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