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Claiming back tax if you've had too much deducted from your pension

If you pay tax on a company or personal (including retirement annuity) pension or State Pension through PAYE (Pay As You Earn - the system used by employers and pension providers to deduct tax from your wages or pension) there are several reasons why you might end up accidentally paying too much.

Follow the link below to find out when you might have overpaid - and how to claim tax back if you have.

• Claim back tax if you've had too much deducted from your pension (money, tax and benefits section)

Reclaiming tax if you've overpaid through your job

Sometimes when you're working you can end up paying too much Income Tax, particularly if you change jobs often or have more than one job at the same time.

If you think you've paid too much tax you can take some simple steps to apply for a refund.

• More about reclaiming tax if you've overpaid through your job (money, tax and benefits section)

If you complete a tax return and think you’ve overpaid

If you have made an error, forgotten to tell your Tax Office something on your Self Assessment tax return or think you have paid too much or too little tax it's easy to let them know.

If they agree with your new figures they’ll make a repayment, or if as a result of the changes you owe additional tax, they will tell you how much is due.

Find out how to report an error or apply for a refund by following the link below.

• Tax return corrections and refunds (money, tax and benefits section)

Claiming back overpaid National Insurance contributions

When you reach State Pension age you no longer need to pay National Insurance contributions if you carry on working.

Also, up until this time, there's a limit to the amount of National Insurance contributions you need to pay each tax year. To find out more about how to claim the money back if you think you’ve overpaid follow the link below.

• Claiming back overpaid National Insurance contributions (money, tax and benefits section)

Getting tax-free interest on savings or claiming tax back

If you're on a low income and have savings with a bank or building society you could be paying tax on your interest when you don't need to.

If this is the case, you can register to have the interest paid tax-free. You can also claim a refund of any tax you've overpaid.

• Find out more about getting tax-free interest on savings or claiming tax back (money, tax and benefits section)

More useful links

• More about reclaiming overpaid tax from the Low Incomes Tax Reform Group Opens new window

• Working and paying tax