Credit, Leasing and Finance

Career options in credit, leasing and finance

Credit, leasing and finance refers to organisations that offer individuals and companies credit to purchase or lease products. The organisations that are involved in credit, leasing and finance include:

- banks and building societies (including their subsidiaries)
- finance arms of large retailers and manufacturers
- independent firms

The type of finance provided include finance leasing, operating leasing, hire purchase, conditional sale, personal contract purchase plans, personal lease plans, secured and unsecured personal loans, credit cards and store card facilities.

Individuals and business need credit, leasing and finance services when they haven't got the money to buy the products that they need. Businesses may choose to lease products, such as machinery, for a short time instead of purchasing the item. This enables them access to the product in the short term without having to invest in one permanently.

Download the factsheet to find out about career options in credit, leasing and finance.