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Task Force on Tackling Overindebtedness

The Task Force on Overindebtedness was set up in October 2000 to address concerns about consumer debt in the UK by considering ways of achieving more responsible lending and borrowing.

July 2001 - First Report of the Task Force 

Its first report was published in July 2001. In it they made a number of recommendations, including the need for research into the cause, effect and extent of overindebtedness in the UK today and the setting up of a number of Working Groups.

First Task Force Report (July 2001).

November 2002 - Household Survey on the Cause, Extent and Effects of Overindebtedness.

In the first report of the Task Force on Tackling Overindebtedness (above), the need for up-to-date statistical information on the distribution of consumer borrowing across households, and the extent of financial difficulties being experienced, was recognised.

Responding to this, the Department of Trade and Industry commissioned MORI – who worked in partnership with Bristol University’s Personal Finance Research Centre (PFRC) – to conduct a national research survey.

Melanie Johnson, Parliamentary Under-Secretary of State for Competition, Consumers and Markets, announced the publication of the Report of the survey in a speech to the Money Advice Liaison Group (MALG) Conference on 27 November 2002.

Melanie Johnson's Speech to MALG Conference.

Survey Report
Contents	Summary
Chapter 1	Chapter 2
Chapter 3	Chapter 4
References	Appendix

January 2003 - Second Report of the Task Force on Tackling Overindebtedness

The Task Force on Tackling Overindebtedness' second report was published in January 2003. It contains the findings of the Working Groups set up in response to recommendations in the first report; including research done for the Key Questions and Prior Information Working Groups by Carne Martin Qualitative Research.

Executive Summary
Full Report (includes Executive Summary)
Key Questions Research (Carne Martin)
Prior Information Research (Carne Martin)

Ministerial Response to the Second Report

Melanie Johnson, Minister for Consumers has published her response to the Second Report of the Task Force on Tackling Overindebtedness.

Melanie Johnson's response.
DTI Press Notice about response.

DTI Contacts

 

Consumer Credit Act	Trevor Single	020 7215 0351
European Directive	Gemma Dawson	020 7215 6937
Consumer Credit Review	Trevor Single	020 7215 0351
Overindebtedness	Gaynor Jeffery	020 7215 5001

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