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The National Savings Certificate represents a direct loan by the saver to HM Government. Certificates are issued regularly and when a new issue is made the previous issue is discontinued. The minimum holding is £100, with a maximum of £15,000 in each issue. Maturing certificates can be reinvested. As the name implies, a certificate is issued to the purchaser, which should be obtained by the official receiver to assist repayment.
This is a five year bond, with a minimum investment of £100, and a maximum of £1 million in total.
This is a bond which pays monthly interest gross. The minimum investment is £500, the maximum is £1 million.
These have a choice of terms which are currently one, three or five years, with a minimum investment of £500 and a maximum of £1 million in total.
This is a 5 year bond available only for persons aged 65 or over. The minimum investment is £500 and the maximum is £1 million in total.
Yearly Plan is a scheme allowing savers to make regular monthly savings of between £20 and £200 for 12 months. After this period a yearly plan certificate was issued. The scheme is now closed to new investors.
National savings stamps were often sold in schools for 10p each, ( or 6d and 1/- before decimalisation ) they were withdrawn in 1976.They can still be redeemed for the face value by returning the stamps to National Savings.
This is a scheme allowing savers to make regular monthly payments, for a period of 5 years. The scheme closed to new investors in 1984. Some building societies may still offer similar schemes.