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Return to an order of the honourable the House of Commons dated 8 March 2004 for

Report of the Equitable Life Enquiry

The Right Honourable Lord Penrose

The report of the Equitable life inquiry was published on 8 March 2004.  It was accompanied by a statement by Ruth Kelly MP, Financial Secretary to the Treasury. 

The report is available below to download in Adobe Acrobat Portable Document Format (PDF).   Due to its size the report has been split up in to parts to allow easier and faster download.  If you experience any difficulties when downloading these files please email editor@hm-treasury.gov.uk .

If you do not have Adobe Acrobat installed on your computer you can download the software free of charge from the Adobe website . For alternative ways to read PDF documents and further information on website accessibility visit the HM Treasury accessibility page .  

Letter from Lord Penrose to the Financial Secretary Ruth Kelly MP, contents and foreword (136kb)

 

Part 1: Annuity guarantees Including chapters 1 and 2 (421kb) Part 6: Regulation of the society Including Chapters 15, 16, 17 and 18 (895kb)

Part 2: The society´s approach to bonus allocation Including Chapters 3, 4 and 5 (848kb)

Part 7: Conclusions and lessons Including Chapters 19 and 20 (415kb)
Part 3: The society´s financial position Including Chapters 6, 7 and 8 (574kb) Appendices A-E (218kb)
Part 4: Governance and audit Including Chapters 9, 10, 11 and 12 (831kb) Financial tables (205kb)
Part 5: Policyholders´ reasonable expectations Including Chapters 13 and 14 (661kb)   

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