Financial services

The Treasury's financial services objective is to secure an innovative, fair dealing, competitive and efficient market in financial services, while striking the right balance with regulation in the public interest. In this section:

Banking
Includes Competition in UK Banking - the Cruickshank Report
Financial Services in the European Union
Publications and information relating to the European Commission's Financial Services Action Plan, a package of measures to improve the single market for financial services
Financial Capability
Publications and information on the Government strategy to improve financial capability and on the FSA national strategy, 'Delivering Change'. Also contains links to key documents and speeches
Financial crime and terrorist financing
Combating money laundering: guidance, consultation documents and details of the Money Laundering Advisory Committee
Financial sanctions
Information on financial sanctions in the UK including a consolidated list of financial sanctions targets
Financial inclusion
Publications and information relating to the Government’s strategy for promoting financial inclusion. Also contains links to key documents and the Financial Inclusion Taskforce.
Financial Services in the Global Economy
The financial services sector has a vital role in helping the UK and the global economy respond to long-term economic change. The Government has set out a framework for the key challenges ahead
Financial stability
Financial stability is crucial to the UK economy and is a key objective for the Treasury. This area includes the Financial Stability: Memorandum of Understanding with the Bank of England and the FSA
Mortgages
The Treasury has overall responsibility for financial services regulation policy and whether the advice and selling of mortgages should be subject to regulation by the Financial Services Authority (FSA)
Payment Services
Publication and information relating to the Government's approach in implementing the Payment Services Directive, which aims to create a Single Market in retail payment services.
Regulating Financial Services
Information and legislation relating the Financial Services and Markets Act (FMSA), including the two year review of the Act, and the Financial Services Authority (FSA)
Promoting saving and asset ownership
An overview of the Government's savings strategy and incentives (including ISAs, the Child Trust Fund, the Saving Gateway and employee share schemes)
Securities and investments
Unclaimed assets scheme
UK Listing Authority Objectives
Objectives and Service Standards for 2003-04