The 1988 Basel Capital Accord set minimum levels of capital for large internationally active banks. The Accord is being updated to reflect more risk-sensitive techniques and is due to be implemented on 31 December 2006. In order to implement the new Accord, and extend the scope of the new regime to all credit institutions and investment firms, within the EU a new directive (the so-called CAD3 or RBCD) will be required to overwrite the existing rules. The European Commission expects this directive to be implemented on a timetable compatible with the new Accord.
HM Treasury's Consultation Document on CAD3
Press release by the Basel committee on continued progress towards Basel II
The Commission’s website on the Capital Adequacy Directive (CAD)
The FSAs discussion paper on Implementation
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European Union Financial Services index