Review of Banking Services in the UK
The final report was published in 20 March 2000, concluding the work of the review.
A printed version of the report is available to buy from the Stationery Office ('Competition in UK Banking: A Report to the Chancellor of the Exchequer').
The report is available below in Adobe Acrobat Portable Document Format (PDF). If you do not have Adobe Acrobat installed on your computer you can download the software free of charge from the Adobe website.
For alternative ways to read PDF documents and further information on website accessibility visit the HM Treasury accessibility page.
Competition in UK Banking: A Report to the Chancellor of the Exchequer
Media links
- PDF file of Executive Summary (128KB)
- PDF file of Title Page (34KB)
- PDF file of Chart List (46KB)
- PDF file of Foreword (57KB)
- PDF file of Contents Page (34KB)
- PDF file of Chapter 1: Prologue (82KB)
- PDF file of Chapter 2: The New Policy Framework (272KB)
- PDF file of Chapter 3: Money Transmission (466KB)
- PDF file of Chapter 4: Banking Services for Personal Retail (286KB)
- PDF file of Chapter 5: Banking Services and External Finance for SME's (274KB)
- PDF file of Chapter 6: Market Failure in the Provision of Equity to SME's (169KB)
- PDF file of Chapter 7: The Provision of a Basic Banking Service (92KB)
Annex
Media links
- PDF file of Annex A: Terms of Reference (53KB)
- PDF file of Annex B: Special Economic Features of Banks (132KB)
- PDF file of Annex C: Measuring Profitability in UK Banking Markets (205KB)
- PDF file of Annex D1: Risks in High Value Payment Schemes (77Kb)
- PDF file of Annex D2: Merchant Acquiring (169KB)
- PDF file of Annex D3: Interchange Fees for Credit and Debit Cards (273KB)
- PDF file of Annex D4: Charging and Access to ATM Networks (483KB)
- PDF file of Annex E: International Comparisons (327KB)
- PDF file of Annex F: Competition and Regulation in Financial Services - Striking the Right Balance (161KB)
- PDF file of Glossary