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Budget
16 March 2005
Promoting financial inclusion, published alongside the Pre Budget Report in December 2004, outlined the action the government intends to take on its three financial inclusion priorities of increasing access to banking, to free face to face money advice and to affordable credit.
One of the announcements was a consultation document on the credit union interest rate cap. This consultation document is intended to gather views on the costs and benefits of raising the cap on interest that credit unions can charge on loans, in particular to ascertain the likely impact on existing members of credit unions and the communities they serve.
The "Credit union interest rate cap: consultation document" and a summary of consultation responses are available below in Adobe Acrobat Portable Document Format (PDF). If you do not have Adobe Acrobat installed on your computer you can download the software free of charge from the Adobe website. For alternative ways to read PDF documents and further information on website accessibility visit the HM Treasury accessibility page.
