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Advisers

Growth Fund Contracts

Below is a list of the organisations that have been awarded contracts to deliver the Growth Fund (i.e. affordable personal loans to people on low incomes). If your post code is not there, you may still be able to apply for a loan from a credit union in your area. You will find a telephone number for the nearest one in Yellow Pages under 'Credit Unions'.

You can quickly check if your post code is included on the list by entering the e.g. AB11 here:

Organisation (areas covered shown in brackets where name of organisation does not make this clear) Post codes covered
Scotland
1st Alliance (Ayrshire) Credit Union
Tel: 01294 557123
KA2&3, KA11–15, KA20–25, KA28–30, G78, PA17
Capital Credit Union – Edinburgh
Tel: 0845 6349901
EH1, EH4–EH8, EH11, EH13–EH17, EH19, EH22, EH25, EH33, EH47, EH49, EH53–EH55
Scotcash (Glasgow)
Tel: 0141 2760525
G1–G5, G13–G15, G20–G22, G31–G34, G40–G43, G45, G46, G51–G53, G62, G64, G69, G73
England
6 Towns Credit Union Ltd West Bromwich
Tel: 0121 553 3110
B64, B65, B66, B67, B68, B70, B71, WS10
Ashington Credit Union
Tel: 01670 522779
NE22, NE23, NE25, NE62-64

Bacup Credit Union (Bacup, Whitworth and Rawtenstall)
Tel: 01706 601809

(in conjunction with the following sub contractors):

OL12, OL13
  Mid Rossendale Credit Union
Tel: 01706 212759
BB4, BL0
HHH Credit Union Haslington
Tel: 01706 215082
BB4
Barnsley Credit Union
Tel: 01226 734945
DN1-DN12, S63, S64, S70–S75
Blackbird Leys Credit Union (Oxford)
Tel: 01865 718503
0X4
Blackpool, Fylde & Wyre Credit Union
Tel: 01253 478827
FY1-FY8
Bradford District Credit Union
Tel: 01274 434100
BD1–BD11, BD12–BD18, BD20–BD23
Bristol Credit Union
Tel: 0117 9247309
BS1–BS11, BS13–BS16, BS31, BS40, BS41, BS98, BS99
Calderdale Credit Union
Tel: 01422 393106
HX1 - HX3, HX6, OL14

Castle & Crystal Credit Union (Dudley, Stourbridge and Halesowen)
Tel: 01384 815771

(in conjunction with the following sub contractors):

DY1– DY5, DY8, DY9, WV14, B63, B69
  Wolverhampton City Credit Union
Tel: 01902 572340
WV1-4, WV6, WV9-14
Cheshire Neighbours (previously Crewe & Nantwich Credit Union)
Tel: 01270 586217
CW1, CW2, CW7–CW9

Coventry & Warwickshire Reinvestment Trust
Tel: 02476 551777

(in conjunction with the following sub contractors):

B78, CV1–CV7, CV9–CV11, CV21, CV22, CV31
  Bedworth & Bulkington Credit Union Ltd
Tel: 02476 311999
CV7, CV12
Coventry East Credit Union Ltd
Tel: 02476 651117
CV2, CV3, CV5, CV6
Coventry West Credit Union Ltd
Tel: 02476 633456
CV1, CV2, CV3, CV4, CV6, CV7
New Way
Tel: 01827 718811
Tel: 012476 642480
B78, CV7, CV9 - 11
Rugby Credit Union Ltd
Tel: 01788 577900
CV21, CV22
South Warwickshire
01926 833913
Tel:01527 857152 (Stratford upon Avon)
CV31
Worcester Credit Union Ltd
Tel. 01905 612197
GL20
Derby Loans Group
Tel: 01332 365550
DE1, DE21–DE24, DE55, NG17, DE11, DE14, S18, S21, S40, S41, S42, S43, S44, S45, NG16, NG18, NG19

Derwent & Solway Housing Association (DRAMA)
Tel: 01900 607525/07867 527570

(in conjunction with the following sub contractors):

CA13, CA22, LA13, LA14
Cleator Moor Credit Union
Tel: 01946 817508
CA23, CA24, CA25, CA26
Whitehaven Credit Union
Tel: 01946 66755
CA28
Workington Credit Union
Tel: 01900 63721
CA14
Millom Credit Union
Tel: 01229 775877
LA18
Carlisle Credit Union
Tel: 01900 816111
CA1, CA2, CA3, CA4, CA5, CA6
Maryport and North Allerdale Credit Union
Tel: 01900 816111  
CA5, CA7, CA15
Egremont Credit Union
Tel: 01946 817508
CA22
Ealing Credit Union
Tel: 020 85738010
UB5, UB1, UB6, W7, UB1, UB2, W13, W3
East Lancs Moneyline
Tel: 01254 696203
BB1, BB3, BB5 - BB7, BB10–BB12, BL8, BL9, M25–M27, M45
East Sussex Credit Union
Tel: 01273 234858
(in conjunction with the following sub contractor):
BN1–BN4, BN42
Enterprise Credit Union (Knowsley)
Tel: 0151 4820177
L12, L14, L28, L34–36)
Erewash Credit Union
Tel: 0115 9329493
DE7, NG10
First Dorset Credit Union
Tel: 01305 268444
DT1–DT6, DT9, DT10, BA9
Five Lamps Organisation
Tel: 01642 608316
DH2, DH3, DH 7 – 9, DL13 – 15, NE 8 – 11, NE 16, NE17, NE21, NE39 – 41, TS1-23, YO11-14, YO21, YO22
Halton Credit Union
Tel: 01928 588520
WA7, WA8, L24
Hampshire Credit Union (in conjunction with subcontractor):
Tel: 023 9282 7980
PO1, PO2, PO5, PO6
  Solent Credit Union
Tel: 023 8077 3132
SO14, SO15, SO16, SO17, SO18, SO19

Hartlepool Credit Union
Tel: 01429 863542

(in conjunction with the following sub contractor):

TS22–TS27
 

Cockerton Churches
Tel: 01429 863542

DL3

Hull and East Yorkshire Credit Union
Tel: 01482 318518

(in conjunction with subcontractor):

HU1–9, HU17, HU19, YO15–16, YO25 DN14
  North Lincs Credit Union - Scunthorpe
Tel: 01724 868888
DN15–17

Ipswich & Suffolk Credit Union
Tel: 01473 690690

IP1–IP4, IP11, IP16, IP18, IP24, IP32–IP34, NR32, NR33, CO10
Just Credit Union (Shrewsbury)
Tel: 01743 252325
SY1–SY3, SY8, SY11, SY13, TF9
Laser Credit Union - Rotherham
Tel: 01709 836500
S61, S62, S65
Leeds City Credit Union (in conjunction with the following sub contractors):
Tel: 0113 3950078
LS1–LS29, WF3
  York Credit Union
Tel: 01904 676633
YO1, YO10, YO19, YO23, YO24, YO26, YO30, YO31, YO32, YO41, YO60, YO61, YO90, YO91
Leicester Credit Union Ltd
Tel: 0116 2471740
LE1-LE5, LE11-LE14, LE16, LE17, LE67
Lewisham Plus Credit Union Ltd
Tel: 020 87784738
SE3, SE4, SE6, SE8, SE12– SE14, SE19, SE20, SE23, BR1, BR3
Lodge Lane Credit Union (Liverpool)
Tel: 0151 7342561
L1, L7–L8, L17
M for Money Credit Union (Middlesex)
Tel: 0208 5738010
UB3, UB4, UB7–UB11, TW6
Manchester Credit Union Ltd
Tel: 0161 231 5222
(in conjunction with subcontractor):
M4, M11, M12, M18, M40 M3, M8, M9, M22, M23
  South Manchester Credit Union
Tel: 0161 4480200
M12, M13, M14, M15, M16, M19, M20, M21
Maun Valley Credit Union
Tel: 01623 648 909/0776 030 3026
NG17, NG18, NG19, NG21, NG22
Moneyspinner Credit Union areas covered (Hyde Godley, Hyde Werneth, Hyde Newton, Dukinfield, Stalybridge and Longdendale.
Tel: 0161 3438945
SK14–SK16
Norfolk Credit Union
Tel: 01508 533842
NR1–NR31, IP20–IP23, IP25–IP26, PE30–PE38
Norris Green Credit Union
Tel: 0151 2565582
L11

North Birmingham Community Credit Union
Tel: 0121 3508883

(in conjunction with sub-contractor)

B6, B19, B20, B21, B36, B37, B44
 

Tamworth Credit Union

Tel: 01827 66361

B77-B79
Northern Oak Credit Union (areas surrounding Newcastle Upon Tyne)
Tel: 0208 3668244
NE12, NE23, NE26, NE28, NE29
Nottingham Credit Union
Tel: 0115 9117455
NG1 – NG9, NG11 – NG16, LE12
Park Road Community Credit Union (Liverpool)
Tel: 0151 7085515
L1, L8
Pendle Community Credit Union – Nelson Lancs
Tel: 01282 616777
BB8, BB9, BB18
Places for People
Tel: 0800 603 6695
NE1, NE3-NE6, NE15, NE22-NE24, NE40
Preston Moneyline
Tel: 01772 556877
PR1-PR25, FY3, FY4, FY6, FY8, LA1-LA8, LA11, LA29, L31, L33, L37, L39, L40, WA11, WN6, WN8
Quids In Credit Union (Bolton)
Tel: 01204 365024
BL1–BL4
Riverside Credit Union (Liverpool)
Tel: 0151 4480565
L19,L24
Riverside Housing Tel: 01744 746526 WA7 - 10
Salford Moneyline
Tel: 0161 7366500
OL1–OL11, OL15, OL16, M5, M6, M7, M24, M30, M32, M38
Sefton Credit Union
Tel: 0151 9344563
L9, L10, L20 - L23, L28 - 32, L37 - L39, PR8, PR9

Sheffield Credit Union
Tel: 0114 2760787

S2–S6, S8, S9

South Coast Money Line
Tel: 0845 3899494

(in conjunction with the following sub contractors):

PO1, PO6–PO9, PO11–PO18, SO16-SO18, SO31, SO40, SO45, SO49, SO50, SO53, EX10–EX18, EX20, EX22, EX24, EX31–EX34, EX36, EX38, EX39, PL7, PL8, PL19–PL21, TN5, TN31–TN40, TQ6, TQ9–TQ14
  Community First
Tel: 0845 3899494
SN1, SN2, SN3, SN4, SN5, SN6, SN10, SN11, SN12, SN13, SN14, SN15, SN25, SP1, SP2, SP3, SP4, SP9, BA12, BA13, BA14
Plymouth Credit Union
Tel: 0845 3899494
Contact the number provided for details
South Tyneside Credit Union
Tel: 0191 4547677
NE31–NE36
Southwark Credit Union – South East London
Tel: 020 78780770
SE1, SE5, SE15–SE17, SE21, SE22
Street UK (Birmingham)
Tel: 0121 2301060
B1, B3, B5–B16, B18–B27, B29, B31–B36, B38, B44–B45, B64, B69, B70, B71, WS1–WS10, WV10, WV11
Thamesbank Credit Union
Tel: 0208 5738010
TW1, TW3–TW8, TW13–TW15, TW19, W4, UB2
Tower Hamlets Credit Union (London)
Tel: 020 77299218
E1–E3, E9, E14, E15, EC3
Unify Credit Union Ltd.
Tel: 01942 701706
WN1–WN3, WN5–WN7, M29, M46
Waltham Forest Credit Union
Tel: 020 85208740
E4, E5, E7, E10, E11, E15, E17, E18
Wearside First Credit Union
Tel: 0191 5147491
SR1–SR5, NE37, DH4
West Sussex Credit Union
Tel: 01903 237221
RH10 & RH11
Weston Super Mare & District Credit Union
Tel: 01934 429573
BS23, BS24
White Rose Credit Union – areas covered Castleford, Hemsworth & S.E Wakefield, Central Wakefield, Belle Vue, Portobello, Lupset & Flanshaw
Tel: 01977 723778
WF1, WF9–11
Worksop & District Credit Union
Tel: 01909 500575
DN11, NG20, S80
Wales
Bridgend Lifesavers Credit Union
Tel: 01656 729912
CF31 – CF35, CF39
Caledfryn Credit Union (Ruthin, Denbigh, Rhyl & Prestatyn)
Tel: 01745 817444
LL15 – LL17, LL21
Clwyd Coast Credit Union
Tel: 01745 361274
LL18, LL19, LL23
Gateway Credit Union (Cwmbran & Pontypool) (formerly known as Torfaen)
Tel: 01495 750020
NP4, NP44
Landsker Credit Union
Tel: 01834 861381
SA14 – SA17, SA19, SA31, SA32, SA39 – SA40, SA61 – SA 63, SA65, SA66, SA73
Lasa (Loans & Savings Abertawe)Credit Union Limited (Swansea)
Tel: 01792 643632
SA1, SA2, SA4, SA5, SA6, SA7

Llandudno & District Credit Union (in conjunction with sub contractors):
Tel: 01492 580028

(in conjunction with the following sub contractors):

LL16, LL18, LL21, LL22, LL24, LL26, LL28 – LL34
  Wrexham credit union
Tel: 01978 266843
LL11 – LL14, LL20, SY13, SY14
Robert Owen credit union
Tel: 01686 623741
SY15 – SY18, SY20, SY21
Merthyr Tydfil Credit Union
Tel: 01443 691968
CF46 – CF48
Smart Money Credit Union (formerly known as Caerphilly & District Credit Union)
Tel: 029 20883751
CF15, CF46, CF81 – CF83 NP11 – NP13, NP22, NP25