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This snapshot, taken on 07/08/2007, shows web content selected for preservation by The National Archives. External links, forms and search boxes may not work in archived websites.
This page sets out the key documents related to the history of the Consumer Credit Act 2006.
Parliamentary Debates
The following table sets out the dates for each stage of the Act’s passage through Parliament. You can search for the reports by date on the Hansard website – see link on the right.
Parliamentary Stage | Date |
House of Commons | |
Introduction | 18 May 2005 |
Second Reading | 9 June 2005 |
Committee | 15 June 2005 |
Report and Third Reading | 14 July 2005 |
Commons Consideration of Lords Amendment | 29 March 2006 |
Royal Assent | 30 March 2006 |
House of Lords | |
Introduction | 19 July 2005 |
Second Reading | 24 October 2005 |
Committee | 8 November 2005 |
Report | 18 January 2006 |
Third Reading | 21 March 2006 |
Royal Assent | 30 March 2006 |
Key Documents - see links on the right (some "coming soon")
RIA covering the 2006 Act’s Statutory Instruments
• Statutory Instruments (SIs) covering: exemptions; post-contract transparency and licensing.
• RIA covering the 2006 Act’s SIs.
• The Consumer Credit Act 2006.
• Explanatory Notes.
• Bill Regulatory Impact Assessment.
• August 2004 - Policis Research Report on Interest Rate Ceilings - Report and associated DTI Press Notice (x2 documents)
• December 2003 - White Paper - "Fair, Clear and Competitive - The Consumer Credit Market in the 21st Century"
• December 2003 - Consultation on the provision of Alternative Dispute Resolution (ADR) for disputes arising under the Consumer Credit Act 1974 - consultation paper, RIA and summary of responses (x3 documents)
• March 2003 - Consultation on making the extortionate credit provisions within the Consumer Credit Act 1974 more effective - consultation paper and summary of responses (x2 documents)
• January 2003 - Consultation on the Licensing Regime under the Consumer Credit Act 1974 - consultation paper and summary of responses (x2 documents)
• March 2002 - Consultation on the Financial Limit and Exempt Agreements of the Consumer Credit Act - consultation paper and summary of responses (x2 documents)
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