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Buying a new car | Buying a used car | Car safety | Disabled drivers | Importing a car | Insuring your car | Owning and driving a car | Renting a car | Servicing and repairs
Driving a car
is something that millions of us do on a daily basis without giving
it a second thought but the whole process of owning, running, buying
and selling cars is far from simple and there are several pitfalls
ready to swallow up the unwary.
The Internet
can give us access to advice and information from organisations
like the Automobile Association
(AA), the RAC and the Trading
Standards Institute (TSI) which, together, add up to a comprehensive
guide to car ownership.
Buying a new car
Buying new from
a dealer can be less hazardous than, for example, buying second
hand at auction but it is always worth shopping around and making
sure you know what you are looking for. The
Office of Fair Trading (OFT) website and the Automobile
Association (AA) website both have advice and guidance for anyone
buying a new car.
The TSI
publishes a series of consumer advice leaflets which you can also
get hold of through the Internet. These include a guide to guarantees
and extended warranties. You'll also find help on the OFT site about
what to look for if you're offered an extended
warranty.
Buying a used car
Buying a second-hand
car can be more risky than buying new, particularly for people who
don't know very much about cars. The OFT site explains the key differences
between buying a second-hand car from a
dealer, a
private seller or at an auction.
The OFT
and RAC
sites all have guides to buying used cars which take you through
the whole process and include checklists on what to look for. The
AA offers a vehicle
inspection service and the RAC offers a vehicle
examination service.
Citizens Advice and the TSI
have sites which tell you what your rights are when you buy a second-hand
car and where to go for help if something goes wrong.
Cars that have been 'clocked', 'cut and shut', written-off or stolen
Selling a car with a false mileage reading (known as 'clocking') is fraudulent and 'cutting and shutting' is when two damaged cars are welded together to make one, almost certainly dangerous, car.
If the car you are hoping to buy has ever been written off by an insurance company, belongs to a finance company or has been stolen, you might lose your money.
The OFT
and Citizens
Advice all have information on their sites to help you spot whether the
car you are hoping to buy has been stolen, written off or tampered
with. If you are concerned, the AA can run a used-car
data check for you for a fee and the RAC can run a vehicle
status check.
Car safety
The AA website has information on the
European New Car Assessment Programme. The programme carries out a series of tests on cars simulating accidents which result in serious injury or death. You can view the results for superminis, small-family and family cars and executive cars.
The Department for
Transport website has advice on the precautions
you should take to ensure that the tyres on your vehicle are safe.
The website for the
Royal Society for the Prevention of Accidents
(RoSPA), includes a factsheet on seatbelts
and child restraints.
Disabled drivers
The Mobility Advice and Vehicle Information Service runs a centre providing practical advice on driving, adapting a car or choosing a suitable vehicle for drivers and passengers with restricted mobility, like the elderly or people with disabilities. The information is free but fees are charged for assessments. You can contact the centre through their website for up-to-date details of the charges.
The Car pages
of the Citizens
Advice
website provide information on driving tests for candidates
with special needs and the voluntary organisation the Royal Association for Disability and Rehabilitation (RADAR)
has a site where you can find all sorts of disability-related driving
information, including details of the Orange Badge scheme and where
you might be able to get help with the cost of buying your car.
Importing a car
If you're thinking of importing a car into the UK from abroad, the
Driver and Vehicle Licensing Agency
(DVLA) website can tell you all you need to know, for example what papers you need and how and where to apply for vehicle registration.
Insuring your car
The Association of British Insurers is the trade association for insurance companies and represents virtually the whole of the UK insurance company market. The information on the
Association's website tells you what to look for when you are insuring your car either for use at home or for driving overseas.
Owning and driving a car
The Driver and Vehicle Licensing Agency
has a Drivers' Homepage which covers all the aspects of getting and having a licence, including what penalty points mean, what the medical rules are, how much your licence will cost and learning to drive.
The Driving
Standards Agency website has information on learning to drive safely and passing
your driving test. The car pages of the Citizens
Advice
website has advice on who to get in touch with if you are not happy with the way your driving test was conducted.
Renting a car
The British Vehicle Rental and Leasing Association
(BVRLA) represents about 80% of firms which rent or lease vehicles and will investigate any complaints about one of its members. The Association also offers a conciliation service if you are unable to settle a dispute with a rental agency. Contact details are given on their website.
Servicing and repairs
Citizens
Advice and the TSI
both give advice and guidance on their websites on the kind of problems
you are likely to encounter when you are getting your car serviced
or repaired and what to do if something goes wrong.
The
Retail Motor Industry Federation (RMIF) has a national conciliation
service which can help you if you have an unresolved dispute with
one of their member garages.
Last updated: 18 March 2004
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