ABOUT
RESPIRATORY DISEASES
What is respiratory disease?
Respiratory disease is an injury resulting in
a loss of full lung function which can produce a disability
affecting physical performance. When dealing with Coal
Health Claims the main respiratory disease is:
Chronic Obstructive Pulmonary Disease (COPD)
COPD
Claims can be made where COPD is attributable
to a miner's occupation. Those conditions are:
I. Chronic bronchitis
II. Emphysema/small
airways disease
III. Exacerbation
of asthma
THE MEDICAL ASSESSMENT PROCESS (MAP)
What?
In order to pay compensation for respiratory
disease, the MAP was formulated to enable claimants to
be assessed for level of lung disability.
The MAP is a sophisticated process and requires
respiratory specialists to assess claimants. In order for a MAP to
take place a claimant has to complete a claim questionnaire
first and submit these to Capita the departments claim
handlers.
Atos Origin, the company currently contracted
to deliver the MAP, have a high number of respiratory
specialists working on this scheme.
The Department continues to review the capacity
levels, particularly in areas where there is a high concentration
of claimants. Two Mobile Testing Units are being used and a copy of the itinerary
can be found at http://www.dti.gov.uk/coalhealth/04.htm.
Why?
The compensation scheme is not simply a matter
of paying compensation to those claimants who have worked
for British Coal, but takes account of all the factors
that may influence a claimant's ill health, such as smoking,
and assesses what proportion of the disability is due
to employment with British Coal. This allows us to settle
each claim on an individual basis. In addition, the Scheme
aims to compensate for disability suffered in the past
and likely future development.
How?
The MAP is carried out in two stages.
Stage one: Lung function tests/Screening spirometry
These measure the loss of lung function but are not a clear indicator
of the cause. Results allow the more seriously
injured to be prioritised through the full MAP and also
allow an expedited risk offer to be made, offering the
claimant the choice between settling their claims or continuing
through Stage two.
Stage two: further lung function tests
These better define the cause as well as the degree of any injury.
A respiratory specialist then sees the claimant or in
deceased cases, assesses the medical records.
The task is to identify any compensatable injury, determine the degree
of disability, establish when that disability first appeared,
and how it has progressed over time and into the future.
The results allow the claim handlers to calculate the compensation
based on tariffs agreed with claimants' solicitors for
different levels of disability.
Compensation is reduced if the claimant smoked (the judge ruled that
smoking would always contribute to the level of disabling
emphysema and specified how different degrees of smoking
should be related to differing levels of mining dust -
a complex calculation, year by year, performed using an
agreed computer programme). Compensation is further reduced
for any underground exposure that occurred before June
1954 (1949 in Scotland) the exposure date from which the
judge ruled that British Coal (BC) were negligent,
and for dust exposure which the judge considered to be
unavoidable, even if BC had used the most up-to-date dust
suppression techniques.
ADDITIONAL ISSUES/ INFO
Interest
Until the date an offer is accepted, interest
is paid on expedited payments from either 1 February 1999
or the date of receipt of the letter of claim, whichever
is later. On offers, following full MAP, interest is payable
from date of receipt of the letter of claim.
Coverage
The judgement applies only to England and Wales.
Scottish law is different in several aspects. The Department
has, however, put in place arrangements to ensure that
fair and just levels of compensation are offered to miners
and their widows in both jurisdictions. The basic arrangements
are identical; although there are some variations to reflect
differences in the way the law operates. In England and
Wales, liability extends back to 1954. In Scotland, a
cut-off date of 1949 was agreed.
Widows' claims
All widows who are able to show respiratory disease
caused or contributed to their husband's death are able
to claim a statutory bereavement award (or a loss of society
award in Scotland).
Death in process
Inevitably some claimants
have passed away since their claim was registered. However,
the widow or estate can continue the claim. Where a former
miner passes away after claims questionnaires and mandates,
which authorise access to medical records, have been completed,
truncated forms will need to be filled in as the claimant
has effectively changed.
Risk Offers Scheme
As of September 2004, the projected end dates for the
scheme were December 2009 for live claims and December
2011 for deceased. Sir Michael Turner (the Judge who oversees the respiratory disease
scheme), the Department and the Claimant’s Representatives’
agreed that this was unacceptable.
A
series of court hearings occurred between October 2004
and December 2004 to propose and define a method of shortening
the scheme. The
outcome was the Optional Risk Offer Scheme (OROS).
OROS
is split into:
- Live Optional Risk Offer Scheme (LOROS),
for surviving mine workers; and
- Deceased Optional Risk Offer Scheme (DOROS)
for widows and estates.
The first risk offers were issued on 28 February
2005 to surviving mine workers.
The Department’s claims handlers, Capita, issue
2,000 LOROS offers per week.
As of the 14 August, a total of 39,565 fast track
offers have been made of which there have been 30,004
acceptances. To
date, the acceptance rate has exceeded 90% within the
56 days in which an offer is open.
The
'go-live' date for widow and estate fast track offers
is early September 2005. Risk Offers for widows and estates will be
confined to those claimants where there is no COPD (Chronic
Obstructive Pulmonary Disease) on the death certificate
and made on an 'opt-in' basis i.e. Capita (the claims
handlers) will issue an Offer letter to each solicitor
inviting eligible claimants to accept the deceased risk
offer should they wish to.
It is anticipated that up to 125,000 deceased
claimants will be eligible for a DOROS.
Claimants will have until the end of February 2007
to accept a DOROS offer, failing which their claims will
be processed under the normal medical assessment procedure
(MAP).
For more information on the scheme, claimants
should contact their solicitor or union.

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