Investigations
Completed inquiries
Northern Irish personal banking
Terms of reference (26/05/05)
Members of inquiry
Administrative timetable
Issues statement (28/10/05)
Emerging Thinking (28/04/06)
Summary of Provisional Findings (12/10/06)
Notice of Provisional Findings (12/10/06)
Notice of Possible Remedies (12/10/06)
Provisional findings report (20/10/06)
Provisional decisions on remedies (06/03/07)
Final report (15/05/07)
Administrative timetable for the making of the Order
Notice of intention to make an Order (22/11/07)
Draft Order (22/11/07)
Explanatory note for draft Order (22/11/07)
Notice of making of Order (19/02/08)
Explanatory note for Order (19/02/08)
Response to consultation (19/02/08)
Order: Appointment of group (23/04/08)
Notice of Suspension of Articles 5 and 6 of the Order (12/06/08)
Notice of Suspension of Articles 8 and 10 of Order(04/03/09)
Inquiry type: Market
Status: Completed
Date: 26.05.05 - 15.05.07
Terms of reference
Issues statement
Emerging Thinking
Summary of Provisional Findings
Notice of Provisional Findings
Notice of Possible Remedies
Provisional findings report Provisional decisions on remedies
Final report
Notice of intention to make an Order
Draft Order
Explanatory note for draft Order
Notice of making of Order
Explanatory note for Order
Response to consultation
Order: Appointment of group
Notice of Suspension of Articles 5 and 6 of the Order
Notice of Suspension of Articles 8 and 10 of Order
Notice of making an Order to vary the Northern Ireland PCA Banking Market Investigation Order 2008
Northern Ireland PCA Banking Market Investigation Order 2008 Variation Order 2011
Annex A - Northern Ireland PCA Banking Market Investigation Order 2008 as varied
Explanatory Note to the Northern Ireland PCA Banking Market Investigation Order 2008 Variation Order 2011
Better deal for Northern Ireland personal banking customers: Final CC decisions on actions required by the banks - 15 May 2007 (pdf, 122kb)
Northern Ireland Personal Banking Investigation: Provisional Decisions on Remedies - 06 March 2007 (pdf, 41kb) Competition not working for Northern Ireland personal banking customers - 12 October 2006 (pdf, 48kb)
Northern Ireland personal banking customers could be paying the price for lack of competition - 28 April 2006 (pdf, 43kb)
CC visits Belfast for banking meetings - 14 February 2006 (pdf, 25kb)
Northern Irish personal banking issues statement - 28 October 2005 (pdf, 46kb)
OFT refers Northern Irish personal banking market to Competition Commission: CC invites evidence - 27 May 2005 (pdf, 34kb)
Research studies
Initial Submissions/ Responses to issues statement
CC request for initial submission (pdf, 14kb)
Responses from personal current account banking providers
Responses from other interested parties
Responses to the issues statement
Summary of key points made at issues hearings (pdf, 188kb)
Belfast Hearing 16 February 2006
Age Concern Northern Ireland's evidence to the Competition Commission, March 2006 (pdf, 99kb)
Help the Aged Briefing for Competition Commission (pdf, 40kb)
Responses to Emerging Thinking
Summary of key points made at Emerging Thinking hearings
Provisional Findings and Remedies Notice
Responses to Provisional Findings and Remedies Notice
Summary of key points made at Remedies hearings
Working Papers published with Emerging Thinking
Disclosures of interest
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