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Review of Consumer Credit Act

The Consumer Credit Act 2006 updates and amends the Consumer Credit Act 1974, implementing the primary legislative commitments made in the 2003 Consumer Credit White Paper. Details about the 2006 Act, including the statutory instruments that have been made in relation to it, can be found on the Consumer Credit Act 2006 webpages.

Consumer Credit Statutory Instruments (SIs)

The following statutory instruments implement the commitment made in the 2003 Consumer Credit White Paper to enable and facilitate the use of electronic communications for concluding and administering consumer credit agreements. They came into effect on 31st December 2004.

The Consumer Credit Act 1974 (Electronic Communications) Order 2004

The Consumer Credit (Enforcement, Default and Termination Notices) (Amendment) Regulations 2004

 

Consumer Credit (Miscellaneous Amendments) Regulations 2004 - laid on 8 October, this amending SI takes account of new regulations on distance marketing made in August 2004, and makes some technical corrections in three June 2004 consumer credit SIs.

Consumer Credit (Advertisements) Regulations 2004

The Consumer Credit (Advertisements) (Amendment) Regulations 2007

Consumer Credit (Agreements) (Amendment) Regulations 2004

Consumer Credit (Disclosure of Information) Regulations 2004

Consumer Credit (Early Settlement) Regulations 2004


Consumer Credit SIs - Regulatory Impact Assessments (RIA)

 


Consumer Credit SIs - Guidance