The first pension scheme for members of the Regular Armed Forces (AFPS 75) was introduced in 1975 and was closed to new entrants from 6 April 2005.

On 6 April 2005 a new scheme was introduced for new entrants, known as the Armed Forces Pension Scheme 2005 (AFPS 05).

You can read about the schemes in detail by downloading the documents on the right.

AFPS 75
This scheme is no longer open to new applicants. Queries regarding AFPS 75 should be directed to Pensions Division, Service Personnel and Veteran's Agency, Mail Point 480, Kentigern House, 65 Brown Street, Glasgow, G2 8EX.

AFPS 05
As a member of the Armed Forces Pension Scheme 2005 (AFPS 05), you could earn a range of benefits to help provide financial security for you and your dependants up to retirement age and beyond. You make no direct contributions towards your basic benefits under AFPS 05, although your pension benefits are taken into account when your pay is assessed.

Your pension will start to build up from your first day of paid service, and after 35 years' service you could achieve a pension worth 50% of pensionable pay. Longer service up to a maximum of 40 years will count towards your pension.

Armed Forces Compensation Scheme

The Armed Forces Compensation Scheme is for Serving personnel and ex-Service personnel whose injuries, wounds and illnesses arose on or after 6 April 2005. More information can be found by following the Veterans-UK link on the right

War Pension scheme

The War Pensions Scheme is for ex-Service personnel whose injuries, wounds and illnesses arose prior to 6 April 2005. This scheme also covers War Widows and Widowers Pensions. More information can be found by following the Veterans-UK link on the right.

 

---

 

Pension benefit changes for ex-spouses

As a result of recent change in legislation, former spouses and civil partners now have the option to claim their pension benefits from the age of 55 (see the question and answer document in the right-hand panel).

If you are interested in having your pension paid at age 55, or immediately if you are already over age 55, you should write to:

Service Personnel and Veterans Agency (SPVA)
Pensions Division
Pensions on Divorce Section
Mail Point 480
Kentigern House
65 Brown Street
Glasgow G2 8EX